Home » News » Obama’s health care plan: Will it work?

Currently there are more than 47 million Americans living without health insurance. Without question President Obama has a huge mountain to climb to fix the nation's health care system and it seems Americans are having a tough time finding common ground on health care reform.Currently there are more than 47 million Americans living without health insurance. Without question President Obama has a huge mountain to climb to fix the nation’s health care system and it seems Americans are having a tough time finding common ground on health care reform.

President Barack Obama has said we are at a time of great challenge. We face wars abroad and a troubled economy at home. However with great challenges come great opportunities. The problems we face require more than the regular Washington quick fix; they need significant change.

The current system has enriched two groups at the expense of the public — people in the insurance industry and people in the medical field. That is the real problem with health care.

The task will be impressive given the complexity of the issues, controversy around several key policy initiatives and estimates that reform will exceed $1 trillion over 10 years.

Intensifying health care costs are pushing Americans to dive into their savings to pay their medical bills. And worse, every day there are more stories about people, a lot of whom have insurance – who are filing bankruptcy because of medical expenses.

If Obama can sway Congress to center on these problems, we stand to gain. Canada currently loses substantial numbers of physicians, nurses and therapists to the U.S. because of the wage imbalance.

However in the end the war health care is in the U.S. Senate. Two individual committees are working on proposals that will take President Obama’s plan, add some of their own, and then run the result past industry lobbyists. We can expect the plans this month.

The Democrats’ best cost-control measure is the supposed public option, a government-sponsored health insurance program offered along with private insurance plans to provide competition and a brake on costs.

President Obama has been traveling across the nation in recent weeks to increase support for his plans of reform on the nation’s health care. President Obama’s main priorities are to reign in the cost of healthcare insurance for your family while providing insurance to the majority of Americans. However, the details of the legislation are for Congress to craft.

4 Responses to “Obama’s health care plan: Will it work?”

  1. hsr0601 July 5, 2009

    The independently-funded healthcare policy research organization, The Commonwealth Fund, compared possible savings ‘a health insurance exchange’ could bring under three different scenarios. One would include a Medicare-like plan along with private insurance. Another would instead offer only a government-run plan with rates somewhat higher than Medicare. The final one would be private insurance with no government plan at all.
    Commonwealth’s study found cumulative health system savings between 2010 and 2020, compared with projected trends for that period, would range from $3.0 trillion under a Medicare-like plan along with private insurance paying providers at Medicare rates in competition with private plans, to $2.0 trillion for a public plan paying providers at rates between Medicare and private plan rates, to $1.2 trillion in the private plan-only scenario. All three options would help insure nearly all Americans, it said, with the number of uninsured dropping to about 4 million people by 2012. ‘Such an exchange’ would offer a central point for consumers to shop for and compare health plans.

    Under the Medicare-like plan along with private insurance, all U.S. residents would be required to obtain health coverage. The plan would establish a new government-sponsored health program for people younger than age 65 who are not eligible for Medicare. More than 40 million people would be expected to enroll in the program, according to Cathy Schoen of the Commonwealth Fund.

    The government-operated insurance exchange would be similar to an existing program in Massachusetts and would allow people to compare coverage offered by private insurers and the new public program. In addition, the plan supports wide adoption of health information technology, better disease prevention efforts and ‘changes to the insurance payment system’ that promote efficiency. Health spending would continue to increase under the plan, but at a slower rate than current projections over the next 10 years. The Commonwealth Fund said the plan would reduce annual health care spending growth from a projected 6.7% to 5.5% and save a cumulative total of about ‘$3 trillion’ by 2020, adding a national health insurance exchange program that includes a federally managed health insurance option could potentially save $1.8 trillion more than a plan consisting only of private plans.
    The group’s analysis assumed other changes would also be made to the U.S. healthcare market. These include an expansion of existing government coverage and new regulations that would require insurers to cover a wider range of consumers. Hospitals and doctors would also see their revenues grow with any of the three exchanges but at a slower rate, the report said.

    The proposal’s advocates have argued that a government-sponsored insurance plan would offer the 46 million uninsured Americans an affordable alternative to costly private insurance, adding that It would provide a strong incentive for private plans to strealine, innovate and compete.

    Thank You !

  2. Young Atheart July 5, 2009

    Thankyou hsr601,

    Unlike this article, the Commonwealth proposal compares costs of alternate proposals. When compared to private alternatives, any public option (such as Obama’s 1 trillion over 10 years) is the cheapest by FAR.

    Interestingly the Commonwealth Fund was started by the wife of one of the founders of Standard Oil. It is a substantial philanthropic organization that has successfully started and run several hospitals.

  3. jacksmith July 5, 2009


    It’s official. America and the World are now in a GLOBAL PANDEMIC. A World EPIDEMIC with potential catastrophic consequences for ALL of the American people. The first PANDEMIC in 41 years. And WE THE PEOPLE OF THE UNITED STATES will have to face this PANDEMIC with the 37th worst quality of healthcare in the developed World.


    We spend over twice as much of our GDP on healthcare as any other country in the World. And Individual American spend about ten times as much out of pocket on healthcare as any other people in the World. All because of GREED! And the PRIVATE FOR PROFIT healthcare system in America.

    And while all this is going on, some members of congress seem mostly concern about how to protect the corporate PROFITS! of our GREED DRIVEN, PRIVATE FOR PROFIT NATIONAL DISGRACE. A PRIVATE FOR PROFIT DISGRACE that is in fact, totally valueless to the public health. And a detriment to national security, public safety, and the public health.

    Progressive democrats the Tri-Caucus and others should stand firm in their demand for a robust public option for all Americans, with all of the minimum requirements progressive democrats demanded. If congress can not pass a robust public option with at least 51 votes and all robust minimum requirements, congress should immediately move to scrap healthcare reform and request that President Obama declare a state of NATIONAL HEALTHCARE EMERGENCY! Seizing and replacing all PRIVATE FOR PROFIT health insurance plans with the immediate implementation of National Healthcare for all Americans under the provisions of HR676 (A Single-payer National Healthcare Plan For All).

    Coverage can begin immediately through our current medicare system. With immediate expansion through recruitment of displaced workers from the canceled private sector insurance industry. Funding can also begin immediately by substitution of payroll deductions for private insurance plans with payroll deductions for the national healthcare plan. This is what the vast majority of the American people want. And this is what all objective experts unanimously agree would be the best, and most cost effective for the American people and our economy.

    In Mexico on average people who received medical care for A-H1N1 (Swine Flu) with in 3 days survived. People who did not receive medical care until 7 days or more died. This has been the same results in the US. But 50 million Americans don’t even have any healthcare coverage. And at least 200 million of you with insurance could not get in to see your private insurance plans doctors in 2 or 3 days, even if your life depended on it. WHICH IT DOES!

    If President Obama has to declare a NATIONAL STATE OF EMERGENCY to rescue the American people from our healthcare crisis, he will need all the sustained support you can give him. STICK WITH HIM! He’s doing a brilliant job.



    Join the fight.

    Contact congress and your representatives NOW! AND SPREAD THE WORD!

    God Bless You

    Jacksmith – WORKING CLASS

  4. Reality Check July 6, 2009

    Where is it written in the Consititution that “The People” are entitled to free healthcare? I for one am sick and tired of my taxes going to support the entitlement addicted skells and that support themselves off of the public dole. When will America wake up and realize the carny hokum that Obama is selling?